Are you looking for a credit card that suits your lifestyle and preferences? Do you want to enjoy rewards, cashback, and other benefits on your spending? If yes, then you might be interested in the AU LIT Credit Card, India’s first customizable credit card.
The AU LIT Credit Card is a product of AU Small Finance Bank, a leading bank that offers a range of banking and financial services to its customers. The AU LIT Credit Card is designed to cater to the needs and expectations of the Gen Z and Millennials, who want more control and personalisation over their products.
With the AU LIT Credit Card, you can choose the features and benefits that matter most to you. You can also switch them on or off as per your convenience. This way, you can create a credit card experience that aligns with your spending habits and lifestyle.
Features and Benefits of AU LIT Credit Card
The AU LIT Credit Card offers a host of features and benefits that make it a unique and attractive credit card option. Some of these are:
- Lifetime Free: The AU LIT Credit Card is a lifetime free credit card. You do not have to pay any annual fee or joining fee to avail this card. However, you can choose to pay a nominal fee ranging from Rs. 49 to Rs. 499 to access additional features and benefits on your card.
- Category Cashback: The AU LIT Credit Card rewards you for your spending in various categories such as dining, entertainment, groceries, online shopping, and more. You can earn attractive cashback on these categories, depending on the feature you choose. This feature ensures that your card rewards are aligned with your spending patterns, maximizing your savings on everyday expenses.
- Fun and Fitness Memberships: The AU LIT Credit Card also offers you complimentary access or exclusive discounts to renowned gyms, fitness centers, and entertainment venues. You can enjoy memberships to platforms such as Zee5, Amazon Prime, Cult Fit, and more, depending on the feature you choose. This feature helps you maintain an active and healthy lifestyle while indulging in recreational activities.
- Airport Lounge Access: If you are a frequent traveler, you will appreciate the airport lounge access feature of the AU LIT Credit Card. You can access premium airport lounges across India, providing a comfortable and relaxing space for you to unwind or catch up on work before your flight. You can enjoy complimentary refreshments, Wi-Fi, and other amenities to make your travel experience more enjoyable.
- Shoppers Reward: The AU LIT Credit Card also enhances your shopping experience by offering you additional rewards, discounts, or cashback on your purchases at select partner outlets. Whether you love fashion, electronics, home decor, or other retail categories, the Shoppers Reward feature helps you get more value from your purchases.
- Fuel Surcharge Waiver: The AU LIT Credit Card also saves you money every time you refuel your vehicle by waiving off the fuel surcharge. You can enjoy the convenience of fueling up your vehicle without worrying about additional charges. This benefit makes your journeys more cost-effective.
- Milestone Cashback: The AU LIT Credit Card also celebrates your milestones and achievements by offering you cashback rewards as you reach spending milestones on your card. This feature adds an extra layer of excitement to your credit card experience and provides additional benefits for your loyalty.
How to Apply for AU LIT Credit Card
Applying for the AU LIT Credit Card is easy and convenient. You can follow these simple steps to get started:
- Scan & Download the AU 0101 app from Google Play Store or Apple App Store.
- Choose your LIT Card features from the available options.
- Choose your LIT Card pricing from the available options.
- Switch features ON/OFF whenever you like.
- Manage & Track your features transparently.
You can also visit the official website of AU Small Finance Bank or any of its branches to apply for the AU LIT Credit Card.
FAQs on AU LIT Credit Card
Here are some frequently asked questions on the AU LIT Credit Card that might help you understand it better:
Q1: What are the eligibility criteria for the AU LIT Credit Card?
A1: To be eligible for the AU LIT Credit Card, you need to meet the following criteria:
- You should be an Indian citizen.
- You should be at least 18 years old.
- You should have a good credit score and history.
- You should have a stable source of income.
Q2: How does feature pricing work on the AU LIT Credit Card?
A2: Feature pricing is the fee that you pay to access certain features and benefits on your AU LIT Credit Card. You can choose from different feature pricing options ranging from Rs. 49 to Rs. 499, depending on the features you want to avail. You can also switch features ON/OFF as per your convenience and pay only for the features you use.
Q3: Are the features auto-renewed on the AU LIT Credit Card?
A3: Yes, the features are auto-renewed on the AU LIT Credit Card. However, you can disable auto-renewal of features on the AU 0101 app or by contacting the customer care of AU Small Finance Bank.
Q4: What is the feature duration of the AU LIT Credit Card?
A4: The feature duration of the AU LIT Credit Card is the period for which you can enjoy the features and benefits on your card. The feature duration varies from feature to feature, ranging from one month to three months. You can check the feature duration of each feature on the AU 0101 app or on the official website of AU Small Finance Bank.
Q5: When will I receive the cashback or membership codes on the AU LIT Credit Card?
A5: You will receive the cashback or membership codes on your registered mobile number or email address within 15 days of activating the respective feature on your AU LIT Credit Card. You can also check the status of your cashback or membership codes on the AU 0101 app or by contacting the customer care of AU Small Finance Bank.