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Best Personal Loan in Mainpuri: How to Compare and Choose from 5 Banks

A personal loan is a type of loan that you can take from a bank or a financial institution for any personal purpose, such as education, medical expenses, home renovation, wedding, travel, etc. A personal loan does not require any collateral or security, but you have to pay interest on the loan amount and repay it in monthly installments.

There are many banks and financial institutions that offer personal loans in Mainpuri, but how do you choose the best one for your needs? In this article, we will compare the features, interest rates, benefits, amount, and application process of five major personal loan providers in Mainpuri: HDFC Bank, Private Bank, Bajaj Finance, One Step All Solutions, and 360 Financial Planning and Placement Services.

HDFC Bank

HDFC Bank is one of the leading private sector banks in India, and it offers personal loans in Mainpuri at attractive interest rates ranging from 10.75% to 17%. You can borrow up to 50 lakhs from HDFC Bank, depending on your income, credit score, and repayment capacity. The loan tenure can be from 1 to 5 years, and the processing fee is 0.25% to 2% of the loan amount. You can also prepay the loan after 3 months without any charges.

Some of the benefits of HDFC Bank personal loan are:

  • Quick approval and disbursal of the loan amount
  • Doorstep service and minimal documentation
  • Flexible repayment options and online account management
  • Special offers and discounts for existing customers

To apply for HDFC Bank personal loan, you need to submit the following documents:

  • ID proof (Aadhar card/driving license) of the applicant
  • Salary slips for the past three months
  • Bank statement for the last six months
  • PAN card for verification
  • Proof of residence (own/rent/company provided) of the applicant
  • Two passport-size photographs

You can apply for HDFC Bank personal loan online through their website or mobile app, or visit their nearest branch in Mainpuri. You can also call their customer care number 1800 266 4332 for any queries or assistance.

Private Bank

Private Bank is another popular private sector bank in India, and it offers personal loans in Mainpuri at competitive interest rates ranging from 11.25% to 18.5%. You can borrow up to 50 lakhs from Private Bank, depending on your eligibility and repayment capacity. The loan tenure can be from 1 to 5 years, and the processing fee is 1% to 2.5% of the loan amount. You can also prepay the loan after 24 months without any charges.

Some of the benefits of Private Bank personal loan are:

  • Instant approval and disbursal of the loan amount
  • Low EMI and flexible repayment options
  • Online account management and EMI calculator
  • Balance transfer and top-up facility

To apply for Private Bank personal loan, you need to submit the following documents:

  • ID proof (Aadhar card/driving license) of the applicant
  • Salary slips for the past three months
  • Bank statement for the last six months
  • PAN card for verification
  • Proof of residence (own/rent/company provided) of the applicant
  • Two passport-size photographs

You can apply for Private Bank personal loan online through their website or mobile app, or visit their nearest branch in Mainpuri. You can also call their customer care number 1800 103 8181 for any queries or assistance.

Bajaj Finance

Bajaj Finance is one of the leading non-banking financial companies (NBFCs) in India, and it offers personal loans in Mainpuri at attractive interest rates starting from 12%. You can borrow up to 1 crore from Bajaj Finance, depending on your income, credit score, and repayment capacity. The loan tenure can be from 1 to 5 years, and the processing fee is 0.5% to 2% of the loan amount. You can also prepay the loan without any charges.

Some of the benefits of Bajaj Finance personal loan are:

  • High loan amount and low interest rates
  • Overdraft facility and flexible repayment options
  • Online account management and EMI calculator
  • Pre-approved offers and discounts for existing customers

To apply for Bajaj Finance personal loan, you need to submit the following documents:

  • ID proof (Aadhar card/driving license) of the applicant
  • Salary slips for the past three months
  • Bank statement for the last six months
  • PAN card for verification
  • Proof of residence (own/rent/company provided) of the applicant
  • Two passport-size photographs

You can apply for Bajaj Finance personal loan online through their website or mobile app, or visit their nearest branch in Mainpuri. You can also call their customer care number 1800 103 3535 for any queries or assistance.

One Step All Solutions

One Step All Solutions is a subsidiary of Piramal Enterprises Limited, and it offers personal loans in Mainpuri at competitive interest rates starting from 9.99%. You can borrow up to 30 lakhs from One Step All Solutions, depending on your eligibility and repayment capacity. The loan tenure can be from 1 to 5 years, and the processing fee is nil. You can also prepay the loan without any charges.

Some of the benefits of One Step All Solutions personal loan are:

  • Low interest rates and zero processing fee
  • Quick approval and disbursal of the loan amount
  • Doorstep service and minimal documentation
  • Unbiased experts advice and guidance

To apply for One Step All Solutions personal loan, you need to submit the following documents:

  • ID proof (Aadhar card/driving license) of the applicant
  • Salary slips for the past three months
  • Bank statement for the last six months
  • PAN card for verification
  • Proof of residence (own/rent/company provided) of the applicant
  • Two passport-size photographs

You can apply for One Step All Solutions personal loan online through their website or mobile app, or visit their nearest branch in Mainpuri. You can also call their customer care number 9878981166 for any queries or assistance.

360 Financial Planning and Placement Services

360 Financial Planning and Placement Services is a financial consultancy firm that offers personal loans in Mainpuri at attractive interest rates starting from 9.99%. You can borrow up to 50 lakhs from 360 Financial Planning and Placement Services, depending on your income, credit score, and repayment capacity. The loan tenure can be from 1 to 5 years, and the processing fee is nil. You can also prepay the loan without any charges.

Some of the benefits of 360 Financial Planning and Placement Services personal loan are:

  • Low interest rates and zero processing fee
  • Quick approval and disbursal of the loan amount
  • Doorstep service and minimal documentation
  • Financial planning and placement services

To apply for 360 Financial Planning and Placement Services personal loan, you need to submit the following documents:

  • ID proof (Aadhar card/driving license) of the applicant
  • Salary slips for the past three months
  • Bank statement for the last six months
  • PAN card for verification
  • Proof of residence (own/rent/company provided) of the applicant
  • Two passport-size photographs

You can apply for 360 Financial Planning and Placement Services personal loan online through their website or mobile app, or visit their nearest branch in Mainpuri. You can also call their customer care number 1800 266 4332 for any queries or assistance.

Comparison and Conclusion

To choose the best personal loan in Mainpuri, you need to compare the features, interest rates, benefits, amount, and application process of different personal loan providers. Here is a summary table that shows the comparison of the five personal loan providers that we have discussed in this article:

FeatureHDFC BankPrivate BankBajaj FinanceOne Step All Solutions360 Financial Planning and Placement Services
Interest Rate10.75% – 17%11.25% – 18.5%12%9.99%9.99%
Loan AmountUp to 50 lakhsUp to 50 lakhsUp to 1 croreUp to 30 lakhsUp to 50 lakhs
Loan Tenure1 – 5 years1 – 5 years1 – 5 years1 – 5 years1 – 5 years
Processing Fee0.25% – 2%1% – 2.5%0.5% – 2%NilNil
Preclosure Charges2%, Nil after 3 months2%, Nil after 24 monthsNilNilNil
BenefitsQuick, Doorstep, Flexible, OffersInstant, Low EMI, Online, TransferHigh, Overdraft, Online, Pre-approvedLow, Quick, Doorstep, AdviceLow, Quick, Doorstep, Planning

As you can see, the interest rates, loan amount, loan tenure, processing fee, and preclosure charges vary from one personal loan provider to another. You should choose the one that suits your needs and budget the best.

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