Personal loans are a great way to meet your urgent financial needs, whether it is for medical emergencies, home renovation, education, travel, or any other purpose. However, getting a personal loan from a bank or a traditional lender can be a hassle. You may have to deal with a lot of paperwork, high interest rates, rigid eligibility criteria, and long processing time.
But what if there was a way to get a personal loan without any of these hassles? A way to get instant approval, flexible repayment options, and low interest rates? A way to get a personal loan without a credit card or any solid credit history?
That’s where ZestMoney comes in. ZestMoney is India’s largest and fastest-growing digital EMI platform that offers instant loans for online and offline purchases. You can use ZestMoney to buy anything from electronics, fashion, travel, education, and even home loans.
In this article, we will tell you how you can get a personal loan with ZestMoney from their lending partners. We will also answer some frequently asked questions about ZestMoney and personal loans.
What is ZestMoney?
ZestMoney is an AI-driven EMI financing and Buy Now, Pay Later platform that helps you shop on EMI without a credit card or any solid credit history. You can get a personalized credit limit of up to 2 lakh rupees by signing up for ZestMoney and completing your profile and KYC verification. You can then use your credit limit to shop at any of their 10,000+ online stores and 75,000+ offline stores across India.
ZestMoney also offers personal loans through its lending partners. You can get instant approval for loan amounts up to 5 lakh rupees without submitting any extra documents. You can choose your convenient repayment term from their wide range of EMI plans, ranging from 3 to 36 months. You can also close your EMI without paying any pre-closure fee.
How to get a personal loan with ZestMoney?
If you want to get a personal loan with ZestMoney, you need to follow these simple steps:
- Step 1: Sign up for ZestMoney credit limit
- Step 2: Apply for a personal loan on the ZestMoney app or website
- Step 3: Choose your loan amount and EMI plan
- Step 4: Get instant approval and money in your bank account
You can use your ZestMoney personal loan for any purpose you want. You can also transfer your existing loan balance from other lenders to ZestMoney and save on interest charges.
What are the benefits of getting a personal loan with ZestMoney?
Some of the benefits of getting a personal loan with ZestMoney are:
- No credit card or credit score required
- No paperwork or physical verification
- Instant approval and disbursal
- Flexible repayment options
- Low interest rates
- No pre-closure charges
What are the eligibility criteria for getting a personal loan with ZestMoney?
To get a personal loan with ZestMoney, you need to meet the following eligibility criteria:
- You must be an Indian citizen
- You must be above 18 years of age
- You must have a valid PAN card
- You must have an active bank account
- You must have a monthly income of at least 12,000 rupees
How can I repay my personal loan with ZestMoney?
You can repay your personal loan with ZestMoney in easy monthly installments through any of the following modes:
- Auto-debit from your bank account
- UPI payment
- Debit card payment
- Net banking payment
You can also pay more than your EMI amount or close your EMI anytime without any extra charges.
How can I contact ZestMoney customer care?
If you have any queries or issues regarding your personal loan with ZestMoney, you can contact their customer care through any of the following channels:
- Call them at +91 93434 12345
- Email them at email@example.com
- Chat with them on the ZestMoney app or website
You can also visit their [FAQ page] for more information.
Getting a personal loan with ZestMoney is easy, fast, and convenient. You can get instant approval and money in your bank account without any hassle. You can also enjoy flexible repayment options and low interest rates. So what are you waiting for? Sign up for ZestMoney today and get your personal loan in minutes.