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HDFC Bank Account Opening Online: A Guide for Beginners

What is HDFC Bank Account Opening Online?

HDFC Bank Account Opening Online is a service that lets you open a bank account with HDFC Bank from your home or anywhere else. You don’t need to visit a branch or fill any paper forms. You just need a mobile phone, an Aadhaar number and a PAN number to open an account online.

What are the types of HDFC Bank Account Opening Online?

HDFC Bank Account Opening Online has two types, based on the type of account you want to open. They are:

  • Savings Account: This is for people who want to save money and earn interest. You can choose from different savings account options, such as Regular Savings Account, Senior Citizen’s Account, SavingsMax Account, DigiSave Youth Account, and Women’s Savings Account.
  • Current Account: This is for people who run a business or need a lot of transactions. You can choose from different current account options, such as Regular Current Account, Premium Current Account, Trade Current Account, and Professional Current Account.

What are the features of HDFC Bank Account Opening Online?

Some of the features of HDFC Bank Account Opening Online are:

  • The account opening process is fast and easy. You can open an account in 4 simple steps: enter your details using Aadhaar, validate your details using OTP, enter other account-related information, and complete your Video KYC.
  • The account opening is fully digital and no contact. You don’t need to submit any physical documents or signatures. You just need to show your face and PAN card during the Video KYC.
  • The account number and customer ID are generated instantly. You will receive your account number and customer ID as soon as you complete your Video KYC online. You can also download your account opening form and welcome letter from the website.
  • The account is ready to use immediately. You can transfer money to your account, withdraw money from ATMs, use NetBanking and MobileBanking, send money and pay bills, and enjoy other banking services as soon as you open your account.

How to apply for HDFC Bank Account Opening Online?

The process of applying for HDFC Bank Account Opening Online is simple and convenient. The steps are:

  • Visit the HDFC Bank website and click on the ‘Apply Online’ option under the ‘Savings Account’ or ‘Current Account’ section.
  • Select your application type as ‘New Customer’ or ‘Existing Customer’. If you are an existing customer, you can login with your customer ID and password. If you are a new customer, you can enter your mobile number and OTP to proceed.
  • Choose the type of account you want to open and fill in the required details, such as name, address, date of birth, PAN, Aadhaar, etc. You can also select the branch, nominee, and debit card options as per your preference.
  • Review your details and confirm your application. You will receive an application reference number and a link to complete your Video KYC.
  • Click on the link and follow the instructions to complete your Video KYC. You will need to show your face and PAN card to the bank officer through a video call. You will also need to answer some questions to verify your identity and information.
  • Once your Video KYC is done, you will receive your account number and customer ID on your registered mobile number and email. You can also download your account opening form and welcome letter from the website.

What are the benefits of HDFC Bank Account Opening Online?

HDFC Bank Account Opening Online has many benefits for customers, such as:

  • It saves time and effort. You don’t need to visit a branch or wait in a queue to open an account. You can do it from anywhere and at any time.
  • It is safe and secure. You don’t need to share any physical documents or signatures. Your data is protected by encryption and biometric authentication.
  • It is flexible and convenient. You can choose the type of account and the features that suit your needs. You can also change or update your details online.
  • It is rewarding and enjoyable. You can earn interest on your savings account and get various offers and discounts on your debit card. You can also access a range of banking services and products online.

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