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How to Save Money on Your Next Purchase with the Bajaj Finserv EMI Card

The Bajaj Finserv EMI Card is a digital card that allows you to purchase products on no-cost EMIs. It is a popular choice for consumers who want to spread the cost of their purchases over a period of time without paying any interest.

What is the Bajaj Finserv EMI Card?

The Bajaj Finserv EMI Card is a digital card that is linked to your bank account. You can use it to shop at over 1.5 lakh offline and online partners across India. When you make a purchase using your Bajaj Finserv EMI Card, the amount is deducted from your bank account in equal installments over a period of time, typically 3, 6, 9, or 12 months.

Benefits of the Bajaj Finserv EMI Card

There are several benefits to using the Bajaj Finserv EMI Card, including:

  • No-cost EMIs: The Bajaj Finserv EMI Card allows you to purchase products on no-cost EMIs, which means that you do not have to pay any interest on your purchases.
  • Pre-approved loan limit: You get a pre-approved loan limit of up to Rs. 2 lakh when you apply for the Bajaj Finserv EMI Card. This means that you can shop for products up to your pre-approved limit without having to go through a lengthy loan approval process.
  • Easy to use: The Bajaj Finserv EMI Card is very easy to use. You can use it to shop at both offline and online stores. To use the card at an offline store, simply share your card number with the cashier. To use the card at an online store, simply add your card details during the checkout process.
  • Flexible repayment options: You can choose to repay your EMI loan over a period of 3, 6, 9, or 12 months. This gives you the flexibility to choose a repayment plan that suits your budget.
  • Wide range of products: You can use the Bajaj Finserv EMI Card to purchase a wide range of products, including electronics, home appliances, furniture, and more.

Who is eligible for the Bajaj Finserv EMI Card?

To be eligible for the Bajaj Finserv EMI Card, you must meet the following criteria:

  • You must be an Indian citizen.
  • You must be between the ages of 21 and 65 years.
  • You must have a regular source of income.
  • You must have a good credit score.

How to apply for the Bajaj Finserv EMI Card

You can apply for the Bajaj Finserv EMI Card online or offline. To apply online, simply visit the Bajaj Finserv website and fill out the application form. To apply offline, you can visit a Bajaj Finserv partner store and submit the application form to a representative.

Documents required to apply for the Bajaj Finserv EMI Card

To apply for the Bajaj Finserv EMI Card, you will need the following documents:

  • Identity proof (PAN card, Aadhaar card, or passport)
  • Address proof (utility bill or bank statement)
  • Income proof (salary slip or bank statement)

Fees and charges associated with the Bajaj Finserv EMI Card

There is a one-time processing fee of Rs. 599 associated with the Bajaj Finserv EMI Card. Additionally, there is an annual fee of Rs. 530.

How to use the Bajaj Finserv EMI Card

To use the Bajaj Finserv EMI Card, simply share your card number with the cashier at an offline store or add your card details during the checkout process at an online store. Once you have used your card, the amount of the purchase will be deducted from your bank account in equal installments over a period of time, typically 3, 6, 9, or 12 months.

Tips for using the Bajaj Finserv EMI Card

Here are some tips for using the Bajaj Finserv EMI Card:

  • Make sure to compare the prices of products at different stores before you make a purchase. This will help you ensure that you are getting the best deal.
  • Choose a repayment plan that suits your budget. Keep in mind that you will have to pay interest on your purchases if you choose a repayment plan that is longer than 3 months.
  • Make sure to pay your EMIs on time to avoid late payment fees.

Conclusion

The Bajaj Finserv EMI Card is a popular choice for consumers who want to spread the cost of their purchases over a period of time without paying any interest. It is easy to use and offers a wide range of benefits. If you are considering applying for the Bajaj Finserv EMI Card, be sure to compare the prices of products at different stores before you make a purchase and choose a repayment plan that suits your budget.

FAQ

Q1: What is the Bajaj Finserv EMI Card?

A: The Bajaj Finserv EMI Card is a digital card that allows you to purchase products on no-cost EMIs.

Q2: Who is eligible for the Bajaj Finserv EMI Card?

A: To be eligible for the Bajaj Finserv EMI Card, you must be an Indian citizen aged between 21 and 65 years with a regular source of income and a good credit score.

Q3: How to apply for the Bajaj Finserv EMI Card?

A: You can apply for the Bajaj Finserv EMI Card online or offline. To apply online, simply visit the Bajaj Finserv website and fill out the application form. To apply offline, you can visit a Bajaj Finserv partner store and submit the application form to a representative.

Q4: How to use the Bajaj Finserv EMI Card?

A: To use the Bajaj Finserv EMI Card, simply share your card number with the cashier at an offline store or add your card details during the checkout process at an online store.

Q5: What are the benefits of using the Bajaj Finserv EMI Card?

A: The benefits of using the Bajaj Finserv EMI Card include no-cost EMIs, pre-approved loan limit, easy to use, flexible repayment options, and a wide range of products.

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